US Casualty:

General Liability helps protect your contracting operations from certain lawsuits alleging injuries or property damage that have occurred as a result of your contracting operations.  Redstone Underwriters will entertain a variety of contracting operations in the Commercial and Residential industries that have operations multi-state or on a local level.   Given the complexities of construction, we realize your insurance coverage needs go beyond the basic coverage form.  Underwriting on Surplus Lines paper provides the flexibility to respond quickly to unique coverage needs of your business.

Carriers: 

A.M. Best Rating of A- VIII (Excellent).

Availability:

Coverage is available in all states except Alaska, Hawaii, and New York.

Eligible Risks:

  • Commercial and Residential Contractors Including New Residential

  • GCs and Subs Requiring Residential Coverage Flexibility

  • Over 100 Approved Classes

Product Guide:

Coverages & Products:

  • Practice Policies

  • Primary Commercial General Liability – $1M/$2M/$2M

  • Follow Form Excess Liability – Up to $5M **Depending on State

  • Occurrence Form, ISO Coverage Part CG 00 001 (12/07 and 04/13) Edition Dates Available

  • Defense Outside the Limits

  • Broadened Coverage Available: Blanket Waiver of Subrogation, Per Job Aggregates, Primary Non-Contributory Wording on Additional Insured Endorsements

  • CG 20 10 and CG 20 37 (10/01), (07/04), and (04/13) Edition Dates Available

Submission Requirements:

  • Cover Letter Detailing Operations & Target Premium

  • Description of Named Insured

  • Completed ACORD Application(s)

  • Completed Redstone Underwriters Supplemental Application

  • 5 Years of Currently Valued Loss Runs

  • Submit by Email to submissions@redstoneins.com 

Supplemental Applications & Questionnaires: (Download Forms Below)

For more information please contact info@redstoneins.com.